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Vehicle damage from Ice on the increase - KOAM TV 7

Vehicle damage from Ice on the increase

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As the winter ice continues to melt, drivers need to be extra alert for ice that falls from passing vehicles. Insurance agents suggest if you do run into a problem with flying ice, insurance may help cover the costs.  

The Christmas holiday brings many travelers to the road. While the ice may have cleared from the streets, clearing them off of vehicles is another story.

"It's almost like a deer coming out and hitting you. Sometimes you don't see them coming and you can't expect it a lot of the time." says state farm insurance agent, Jerry Sitton.

The time where the ice melts, then falls from trees and power lines is the most dangerous for vehicles.

"We don't like these ice storms. A little snow isn't bad but we do get our ice storms every year or two. And we see some even driving under power lines ice can fall off the power lines once the thaw starts happening." says Scott McCammon, owner of the The Touch Up Shop in Joplin.

What makes melting ice so dangerous on heavily traveled roadways like Route 66 is the heavy speed limit that it carries. Route 66 carries 60 mph speed limits and if a car passes you with melting ice on their vehicle that flies off and hits you, it can pose a serious danger.

McCammon has seen an increase in customers coming in for repairs to their cars due to the ice ranging anywhere from a couple hundred dollars worth of damage, to over a thousand.
He says the important thing to do is to have a professional take a look.

"First they come in for an estimate which is also an evaluation to see how bad it is, whether they need to bill insurance or if its going to be a customer paid thing. If you have a $500 deductible and $400 worth of damage, you don't want to claim it. Because they won't pay anything and you have a claim against you." he says.

Agent Jerry Sitton says there is no real way to avoid the ice, but if you're traveling, he suggests following these tips.

"Be careful during the nighttime. Because in the day time where the sun takes the water and the ice off the highway, at nighttime that can freeze over. And you can hit a slick spot on that ice and it can really be dangerous." he says.

Sitton says that the majority of insurance for ice related damage is comprehensive, because it cannot be controlled. He also says injuries that are sustained because of ice are not covered by most companies.

 

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