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Help with Your Mortgage or Rent For a Year! OFFICIAL RULES - KOAM TV 7

Help with Your Mortgage or Rent For a Year! OFFICIAL RULES

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Surtsey Media, LLC, (KFJX-TV; FOX 14) [the station] will be conducting the “FOX 14 Community Bank and Trust “Help With Your Mortgage or Rent for a Year” Contest (the contest) starting on or around January 29, 2014 with a grand prize of up to $12,000 to help with residential lease or mortgage payments for one year.

The contest will begin with viewers entering via the station’s website, www.fox14tv.com, then clicking on the “Help With Your Mortgage or Rent for a Year” Contest link and completing the registration form on the submission page.

Entry registration must include: Contestant’s First and Last name, Residence Address, Contestant’s County in which they live, daytime phone number, and email address. Contestant must check a box confirming contestant is at least 21 years of age as of January 29, 2014. By completing and submitting registration for the contest the Contestant agrees to receive future marketing and promotional correspondence from the station and/or its partner agencies.

Entries will be accepted beginning at 12:01 AM Wednesday, January 29, 2014 and continuing through 12:00 PM (Noon) Friday, February 21, 2014.

The Residence Address must be the contestant’s principal place of residence. The contestant must be the owner of record or the lessee of the Residence Address as expressly reflected in official property records, mortgages or rental agreements (as appropriate). The Residence Address may not be listed for sale, or pending any loan modification, short-sale or foreclosure proceedings as of February 26, 2014. Contestants will be required to provide documentation of their mortgage or rental payments for November and December, 2013 and January, 2014 in order to verify eligibility.

Only one (1) entry per eligible contestant.

Beginning Monday, February 10, 2014 through Friday, February 21, 2014 and continuing Monday, February 17 through Friday, February 21, one (1) Contestant’s name will be announced during FOX 14 News at Nine (9:00 PM to 10:00 PM Central Time Zone). There may be up to ten (10) grand prize finalists based on daily verified contestants. The Contestant’s name will be randomly chosen by the station’s uPickem system. The Contestant whose name is announced will have fourteen (14) minutes to call the station, toll-free, at 1-800-726-5976 to verify their eligibility in the contest and become a finalist in the contest. If the individual does not call within 14 minutes, or does not qualify, another name will not be randomly drawn and that day’s prize will remain the property of the station.

Daily winners must be verified in person at the station no later than 12:00 PM (Noon) Tuesday February 25, 2014. If a daily winner is not verified in person by that date and time they will be ineligible for the grand prize random drawing. Once verified the contestant will win a $250.00 (Two Hundred and Fifty Dollars and No Cents) Visa Gift Card and will then be a finalist in the grand prize random drawing to be conducted on or around Tuesday, February 25, 2014.

The grand prize winner will be announced on or around February 25, 2014 and notified by telephone. The Grand prize winner will not be required to watch and win or to call-in to claim the Grand Prize.

Contest will not be played Saturday or Sunday during FOX 14 News at Nine, although Contestants may still enter the contest during that time.

Daily winners must be verified in person at the station no later than 12:00 PM (Noon) Tuesday February 25, 2014. To be verified as a finalist in the contest, the potential finalists will need to provide documentation concerning the following:

(1) Proof of age (at least 21 years of age as of January 29, 2014);

(2) Proof of legal residence at an address (“the Residence Address”) within the 14 County Designated Market Area;

(3) Proof of three (3) most recent monthly rental, lease or mortgage payments with respect to the Residence Address; and

(4) Proof that the contestant is a mortgagor, owner of record or lessee of the Residence Address.

(5) Other eligibility criteria.

Documents proving identity, age and/or residence may include, at the station’s sole discretion, an original birth certificate, passport, Social Security card, valid driver’s license or other identification to verify the winner’s identity. All verifying documentation will be subject to verification and acceptance by the station at its sole discretion. Documents that are counterfeit, illegible, tampered with or otherwise altered will not be accepted.

Once verified the contestant will win a $250.00 (Two Hundred and Fifty Dollars and No Cents) Visa Gift Card and will then be a finalist in the grand prize random drawing to be conducted on or around Tuesday, February 25, 2014. Daily winners who have not presented themselves at the station and verified their eligibility by that date and time will be ineligible for the grand prize random drawing.

One (1) Grand Prize winner will be randomly selected from the daily verified contestants. The Grand Prize winner will receive a check from the station in an amount not to exceed $12,000 (Twelve Thousand Dollars). The precise amount to be awarded will be the total of one year’s worth of rent, lease or mortgage payments with respect to the contestant’s principal place of residence (“Residence Address”) as of January 29, 2014. The amount of the Grand Prize will be calculated based on the verifying documentation, presented by the contestant selected as the Grand Prize winner, reflecting the amount(s) paid for mortgage or rent during the November-December, 2013 and January, 2014. The monthly amount paid as reflected in that documentation (or, if the monthly amounts shown in the verifying documents vary from month-to-month, then the average of those three verified monthly amounts) will be multiplied by 12 to produce a sum equal to one year’s worth of payments. The Grand Prize will be the lesser of (a) that sum or (b) $12,000.

Odds of winning are based upon the number of incoming entries, which cannot be determined at this time.

The Residence Address must be located within the fourteen (14) County Designated Market Area (DMA) which includes the following counties: In Kansas—Woodson, Allen, Bourbon, Wilson, Neosho, Crawford, Labette, and Cherokee; In Oklahoma—Ottawa; And in Missouri—Vernon, Barton, Jasper, Newton, and McDonald. Contestant(s) who cannot prove that the Residence Address is located within the DMA, or do not otherwise meet all eligibility requirements, will be disqualified and will not be awarded the $250.00 Visa Gift Card and will not be a finalist in the grand prize drawing.

Contestant must be 21 years of age or older as of January 29, 2014 and must not have won anything from the station in the past thirty (30) days, or any prize valued at six hundred dollars ($600.00) or more in the last six (6) months.

Contest Void where prohibited.

Contestants may enter only one time. Automated entry/voting of any kind is not allowed. Detection of said automated entry/voting will lead to votes/entries being voided and contestant disqualified.

The Station reserves the right to disqualify any contestant in the event the contest rules have been violated. All winners must sign a release acknowledging that the station has the right to, without further authorization, reasonably use the winner’s name, voice, photo (still or video), likeness and/or biographical information, and that the station may use such for promotional purposes on-the-air without further financial remuneration. In addition, contest winners release Surtsey Media LLC, its parent corporations, their officers, directors, stockholders and employees from any and all claims, liabilities and damages arising directly or indirectly from award or use of the prize.

All prizes must be claimed at the stations studios during regular business hours 8:00 AM to 5:00 PM (Central Time), Monday through Friday. Winners are required to present valid identification and documentation as described above. xxOnly one winner per household, per family, for the duration of the contest will be permitted. The winning prize is non-transferable.

Prizewinners must come to the stations studios within thirty (30) days of their prize being awarded to claim his/her prize. Failure to collect the prize within the specified period constitutes forfeiture of the prize. If forfeited, the prize will remain the property of the stations. Another winner will not be selected.

All decisions of management regarding the FOX 14 Community Bank and Trust Help With Your Mortgage or Rent for a Year Contest are final.

In the event that, prior to the award of the Grand Prize, any dispute arises concerning entitlement to the prize money, Saga Quad States Communications, LLC and Surtsey Media, LLC shall comply with the order of any government court or agency regarding distribution of the money or, in the absence of such order, they may seek a judicial ruling to determine entitlement to the prize money. Saga Quad States Communications, LLC and Surtsey Media, LLC shall not be liable for any claim by winner for damage incidental thereto.

Taxes are the sole responsibility of the winner. Winner(s) must complete an IRS Form W-9 and will receive an IRS Form 1099-Misc. from the station. The winner may wish to contact a tax professional to determine how the prize winnings may affect the winner’s tax liability.

Employees of the station and its ultimate parent company, Surtsey Media, LLC, Saga Communications, LLC, their advertising agencies, affiliates, contest sponsors Community Bank and Trust, employees and immediate families of each, and employees of all media of mass communication within the 14-County Designated Market Area are not eligible to win the contest. Immediate family includes spouse, great grandparents, grandparents, parents, brothers, sisters, children, grandchildren, and great grandchildren of the employee and his or her spouse. This also includes individuals for whom the employee is the current legal guardian.

A copy of the rules is available at the station’s main studios, 10 miles south of Pittsburg KS on Highway 69/400, and at the stations Joplin office, 745 Rangeline, during normal business hours, or on the website atwww.fox14tv.com.

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