Carthage couple uses USDA loans for new storm shelter - KOAM TV 7

Carthage couple use USDA loans for new storm shelter

Carthage couple uses USDA loans for new storm shelter

Some Four Staters who are having a hard time affording a new storm shelter might have another avenue to pursue.  Workers of the United States Department of Agriculture say USDA loans can not only be used to build homes, but make homes safer.

USDA workers were in Carthage, MO today to make that point.

They visited the home of Charles and Heidi Tandy.  In 2011, they used a Rural Development Loan to help purchase their home.  In 2013, they used USDA loans to finance a new storm shelter.  The USDA says the Tandy family is the first family in Missouri to use Rural Development Loan funds to install a storm shelter.

"Most people buy life insurance or property insurance to protect the home, but you don't have anything to actually protect the life.  So we think it's great that we are able to participate.  So it's a great opportunity to get involved," says Tim Rickabaugh, assistant to the Missouri State Director of the USDA.  

"I love it.  It's like a sense of relief.  When I am at work, I have some place to go.  So when I am at work, if the storms come, I don't have to worry about my husband and son having to go anywhere," says Heidi Tandy, homeowner.

The USDA's single family housing loans require the money be used in rural areas of 35,000 people or less.  The USDA says they are helping to install two more shelters in the Carthage area,
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