Quantcast

Carthage Family Returns Home After Flood Buries Home Halfway Und - KOAM TV 7

Carthage Family Returns Home After Flood Buries Home Halfway Underwater

Updated:
CARTHAGE, MISSOURI -

Residents in Carthage shake their head.

"I don't have nothing,” says homeowner Elubio Ordonez.

Homes devastated after the flood.

"I don't know what I'm going to do."

His 16-year-old son Danny says  Coming back home to see to see my neighborhood like this is different because everything at first was looking all nice, just this part was getting bigger and more houses, but then we come back everything's disaster."

The Ordonez family wasn't expecting it.

"They warned us that it was going to happen again, like back then in 1993, but we honestly didn't think it would happen."

The family says they're thankful they made it out alive. The water was chest high, and these two mailboxes completely disappeared.

"Shocked, because like I didn't expect the water going over the fence and everything being everywhere."

Like many families they don't have flood insurance, even though flooding is the most common natural disaster in America.

"Flood insurance is probably one of the most underserved policies that's written today. Most people only get flood insurance if its required by their lender. Otherwise they're usually not willing to spend the additional funds to have it,” says local insurance agent Randal Kraft.

Kraft says only about 3% of people have flood coverage.

If you're one of those 97% that aren't covered, there are ways to recoup some losses through FEMA.

"There's a loan program that's available, which is still a loan, but you're borrowing money from the federal government in order to pay for the damage as a result of a flood. There's a screening process that you have to go through in order to qualify for that. And for most people it's not a good deal."

In the meantime the Ordonez's are staying in an emergency shelter and plan to start over in a new home.

"I lost everything,” says Elubio Ordonez.

Getting flood insurance can be more complicated than regular insurance according to Kraft. 

Flood insurance is available through the federal government's National Flood Insurance Program but there are eligibility restrictions. 
It may be purchased through licensed property and casualty insurance agents or through many private insurance companies. Typically, there's a 30-day waiting period from date of purchase before a policy goes into effect. There are eligibility restrictions to qualify for National Flood Insurance. Consumers should contact the NFIP with eligibility questions at 800-427-4661 or visit the NFIP's website.

If homeowners have lost the contact information for your insurance companies, the department may be able to help locate it. Homeowners can contact the Missouri Department of Insurance at insurance.mo.gov or by calling 800-726-7390.

  • Local NewsMore>>

  • Joplin Man Federally Indicted

    Joplin Man Federally Indicted

    Friday, February 23 2018 4:48 PM EST2018-02-23 21:48:26 GMT

    36-year-old James Loyd Wainright of Joplin was charged in a three-count federal indictment, handed down by a federal grand jury in Springfield, MO on Wednesday (Feb 21).  The charges include two counts of attempting to use two minors, on separate occasions from June 25 to Aug. 6, 2017, to produce child pornography.  According to the indictment, the first child victim was born in 2002 and the second child victim was born in 2003. Wainright is also charged with one count ...

    More >>

    36-year-old James Loyd Wainright of Joplin was charged in a three-count federal indictment, handed down by a federal grand jury in Springfield, MO on Wednesday (Feb 21).  The charges include two counts of attempting to use two minors, on separate occasions from June 25 to Aug. 6, 2017, to produce child pornography.  According to the indictment, the first child victim was born in 2002 and the second child victim was born in 2003. Wainright is also charged with one count ...

    More >>
  • Multi-County Pursuit & Manhunt Ends

    Multi-County Pursuit & Manhunt Ends

    Friday, February 23 2018 2:00 PM EST2018-02-23 19:00:58 GMT

    Authorities say 46-year-old Douglas Miller is in custody after a multi-county pursuit. The Ottawa County Sheriff's Office says it started In Delaware County and ended in the Quapaw area, where the suspect fled on foot.

    More >>

    Authorities say 46-year-old Douglas Miller is in custody after a multi-county pursuit. The Ottawa County Sheriff's Office says it started In Delaware County and ended in the Quapaw area, where the suspect fled on foot.

    More >>
  • Blue Buffalo Joins General Mills

    Blue Buffalo Joins General Mills

    Friday, February 23 2018 5:09 PM EST2018-02-23 22:09:58 GMT

    General Mills is returning to the pet business, saying it will buy high-end pet food maker Blue Buffalo for $8 billion.

    More >>

    General Mills is returning to the pet business, saying it will buy high-end pet food maker Blue Buffalo for $8 billion.

    More >>
Powered by Frankly

KOAM - Licensed to Pittsburg, Kansas
Send tips, ideas and press releases to: tips@koamtv.com
Send newsroom questions or comments to: comments@koamtv.com
Phone: (417) 624-0233 or (620) 231-0400
Web comments or questions: webmaster@koamtv.com
Newsroom Fax: (417) 624-3158

Powered by WorldNow All content © Copyright 2000 - 2018 KOAM. All Rights Reserved. For more information on this site, please read our Privacy Policy, and Terms of Service, and Ad Choices.