Quantcast

Preparing Home Insurance for Severe Weather Season - KOAM TV 7

Preparing Home Insurance for Severe Weather Season

Updated:
JOPLIN, MISSOURI -

Storms are always a good reminder to have a plan in place and not just for what to do during severe weather. We are reminded to have a storm kit and know where to go for tornadoes but we also need to think about preparing for the aftermath of a bad storm.

For Stephen Jones, checking up on his insurance policy each year is a no brainer. As the skies darken and winds pick up, he's making sure his home and 5 rental properties are protected this tornado season.
“You never know when there’s a problem that would occur and you certainly don't want to lapse in insurance and have a time when you're not covered,” says Stephen Jones of Redings Mill.
Others doing the same are keeping insurance agents like Donald Gould busy. Most home owners policies will include the majority of potential damages but he encourages his clients to go over their policies each year as a precaution.
“Some policies don’t cover earth quakes some policies don’t cover floods so there has to be an endorsement or a policy written for those but there are also policies that may exclude coverage on a roof, or they might have a higher deductible,” says Gould, the owner of First Missouri Insurance.
He recommends knowing what that deductible is so that it can be budgeted for.
For renters, they may not be responsible for what happens to the structure of the home, but Gould says they still should consider getting renters insurance.
“When we went through the tornado there were a lot of people who were renting and they did not have renters insurance and they lost all of their personal possessions,” he says.
Which is why Jones suggests that all of his tenants get it. 3 of his rental properties were destroyed in 2011.
Of course everyone's hoping for a calm storm season but,that's why they call in insurance, you just never know,” says Jones.
The insurance agent also suggests having a list of all of your possessions stored somewhere safe. That will make it easier to deal with the insurance company if homes are destroyed during storms.

 

  • Local NewsMore>>

  • Joplin Seeks Public Comment on Action Plan

    Joplin Seeks Public Comment on Action Plan

    Tuesday, February 20 2018 1:00 PM EST2018-02-20 18:00:38 GMT
    The City of Joplin is asking residents to comment on the Fiscal Year 2018 Action Plan. The plan identifies how the Joplin region intends to allocate Community Development Block Grant Entitlement and Joplin Area Consortia HOME Investment Partnership funds. Officials say it serves as the guide for Community Development grant funded activities such as infrastructure improvement, public service grants and the provision of affordable housing. The Community Development Office will hold a...More >>
    The City of Joplin is asking residents to comment on the Fiscal Year 2018 Action Plan. The plan identifies how the Joplin region intends to allocate Community Development Block Grant Entitlement and Joplin Area Consortia HOME Investment Partnership funds. Officials say it serves as the guide for Community Development grant funded activities such as infrastructure improvement, public service grants and the provision of affordable housing. The Community Development Office will hold a...More >>
  • Neosho Attorney On Comments About Rifle Raffle

    Neosho Attorney On Comments About Rifle Raffle

    Tuesday, February 20 2018 12:50 PM EST2018-02-20 17:50:14 GMT
    The Neosho City Attorney says the Mayor voiced his comments as an individual when speaking about the youth baseball team raffling off an AR-15. PUBLIC NOTICE: From the Office of the City Attorney: Since the date of the tragic shooting at the Marjory Stoneman Douglas High School in Parkland, Florida a local Neosho youth baseball team has come under criticism for its raffling of an AR-15 rifle constructed by local manufacturer, Black Rain Ordnance. Along with the criticism, emotions...More >>
    The Neosho City Attorney says the Mayor voiced his comments as an individual when speaking about the youth baseball team raffling off an AR-15. PUBLIC NOTICE: From the Office of the City Attorney: Since the date of the tragic shooting at the Marjory Stoneman Douglas High School in Parkland, Florida a local Neosho youth baseball team has come under criticism for its raffling of an AR-15 rifle constructed by local manufacturer, Black Rain Ordnance. Along with the criticism, emotions...More >>
  • KOAM MORNING NEWS TO KNOW 2-20

    KOAM MORNING NEWS TO KNOW 2-20

    Tuesday, February 20 2018 10:55 AM EST2018-02-20 15:55:46 GMT

    GALENA ARSONS Investigators in Galena, Kansas are looking into another suspected arson, the sixth in less than a week.  The Fire Chief says Sunday night's fire was set in an open field north of downtown.  It's the same area where five fires were set late Thursday night.  All of those fires were within three quarters of mile of each other.  Officials tell us they have some suspect leads in the investigation. NORTHPARK MALL ROBBERY Joplin Police say a suspect in a...

    More >>

    GALENA ARSONS Investigators in Galena, Kansas are looking into another suspected arson, the sixth in less than a week.  The Fire Chief says Sunday night's fire was set in an open field north of downtown.  It's the same area where five fires were set late Thursday night.  All of those fires were within three quarters of mile of each other.  Officials tell us they have some suspect leads in the investigation. NORTHPARK MALL ROBBERY Joplin Police say a suspect in a...

    More >>
Powered by Frankly

KOAM - Licensed to Pittsburg, Kansas
Send tips, ideas and press releases to: tips@koamtv.com
Send newsroom questions or comments to: comments@koamtv.com
Phone: (417) 624-0233 or (620) 231-0400
Web comments or questions: webmaster@koamtv.com
Newsroom Fax: (417) 624-3158

Powered by WorldNow All content © Copyright 2000 - 2018 KOAM. All Rights Reserved. For more information on this site, please read our Privacy Policy, and Terms of Service, and Ad Choices.